Hi, I'm Hannah!
Your Local Resource for Health Insurance in Indiana & Michigan
Health Insurance Doesn't Have to be Confusing
Whether you're turning 65, losing employer coverage, self-employed, retiring, need small group coverage for your business, or simply exploring your options, I'm here to help you understand your choices and find coverage that fits your needs and budget.
As an independent health insurance broker with Michiana Health Insurance, our Team works with multiple insurance companies so you can compare options in one place. Our goal is simple: help you make an informed decision without the pressure.
Services include:
✓ Small Group Health Insurance
✓ Individual Health Insurance Plans
✓ Medicare Plans
✓ Medicare Supplements
✓ Medicare Advantage Plans
✓ Prescription Drug Plans
✓ Marketplace (ACA) Health Insurance
✓ Short-Term Health Insurance
✓ Dental & Vision Insurance
✓ Accident Insurance
✓ Critical Illness Coverage
✓ Hospital Indemnity Plans
✓ Supplemental Benefits
Questions are always welcome. CONTACT ME
Why Work With a Broker?
Many people don't realize there is a difference between an insurance company representative and an independent broker.
A company representative works for one insurance carrier.
An independent broker works with multiple carriers and can help compare available plans based on your needs.
We take the time to explain your options, answer questions, and help you understand how different plans work so you can choose the coverage that's right for you.
How Much Does It Cost To Use a Broker?
One of the most common questions we receive is: "How do you get paid?"
Our services are provided at no additional cost to you.
When you enroll in a plan through our agency, the insurance company pays us a commission. The premium is the same whether you enroll directly with the insurance company or receive assistance from a broker.
That means you can receive personalized guidance, plan comparisons, enrollment assistance, and ongoing support without paying extra for our help.
Coverage Options I Can Help With:
Small Group Health Insurance
Offering health benefits can help small businesses attract and retain quality employees. We help employers compare available plans, understand contribution requirements, and find coverage that fits their budget and workforce. Whether you're offering benefits for the first time or reviewing your current plan, we can help simplify the process.
Individual Health Insurance Plans
If you don't receive health insurance through an employer, there may be several coverage options available depending on your situation. We help individuals and families compare plans, understand benefits and costs, and determine eligibility for Marketplace coverage and premium tax credits.
Medicare
Approaching age 65 or already on Medicare? We can help explain Medicare Parts A, B, C, and D, compare Medicare Supplement and Medicare Advantage plans, and review prescription drug coverage options.
Marketplace Health Insurance
Need individual or family coverage? We help individuals and families understand Marketplace plans, Special Enrollment Periods, and potential premium tax credits available through the Affordable Care Act.
Short-Term Health Insurance
For those between jobs, waiting for employer coverage, or needing temporary coverage, short-term plans may provide an affordable option depending on your situation.
Supplemental Benefits
Health insurance doesn't always cover every expense. Supplemental products such as accident, hospital indemnity, critical illness, dental, and vision coverage can help protect against unexpected out-of-pocket costs.
Your Local Resource
Insurance isn't just about enrollment.
Common Questions We Help Answer
We are here to help answer questions, explain terminology, review current coverage, and provide guidance throughout the year.
Whether you're ready to enroll today or simply trying to understand your options, we're happy to help.
• When can I enroll in Medicare?
• Do I qualify for Marketplace subsidies?
• What happens if I lose employer coverage?
• Is COBRA my best option?
• What's the difference between Medicare Supplement and Medicare Advantage?
• Can I keep my doctor?
• What does a deductible actually mean?
• Which plan covers my prescriptions?
If you have questions, let's talk.
Schedule a Free Consultation
No obligation. No pressure. Just honest answers and personalized guidance.
